Central Government Schemes in 2025 are designed to empower citizens by promoting economic growth social progress and improving welfare across India While popular initiatives like PM Kisan and PM Ujjwala Yojana receive much attention many important schemes remain lesser known These programs address a wide range of needs including skill development business support healthcare and financial security In this article we will discuss the top 3 most useful central government schemes that you might not be aware of in 2025
PM Vishwakarma Yojana (2025)
The Central Government Scheme PM Vishwakarma Yojana aims to improve the lives of India’s traditional artisans and craftspeople by providing them with financial assistance, new skills, and better tools to enhance their success. This Central Government Scheme in 2025 supports skilled communities such as carpenters, goldsmiths, blacksmiths, masons, and other artisans to help them grow their businesses and crafts. Through the PM Vishwakarma Yojana, artisans receive new opportunities that improve their livelihoods and quality of life.
Benefits
- Tool Purchase Support: Get financial aid of ₹15,000 to upgrade your toolkit with modern equipment.
- Skill Development: Training Workshops: Free workshops taught by experts to help improve your crafts.
- Financial Support: Low-interest loans worth ₹1 lakh can be accessed in the first phase and another ₹2 lakh can be accessed in the second phase
- Digital Enablement: Support for marketing and payment tools allows users to work with digital features
- Recognition: You’ll be officially verified as a PM Vishwakarma beneficiary through a certificate and identity card.
Eligibility
- People who are experts in confused crafts
- Is only open to people who are 18 or above
- He or she should know the fundamental aspects of the trade.
How to Apply
- Head over to the PM Vishwakarma Portal
- Go to your start-up’s office and register your Aadhaar company details and bank information
- Upload either your ID or Passport and follow the eKYC process
- Do not upload your file until you are approved
PM SVANidhi Yojana – A Key Initiative Under Central Government Schemes in 2025 to Uplift Street Vendors
Under the Central Government Schemes in 2025 PM SVANidhi was launched to support street vendors in rebuilding their livelihoods after the COVID-19 crisis Collateral is not required for these loans which support street vendors looking to restart or grow their businesses
Benefits
- Loan Amount: In the first tranche, you can apply for up to ₹10,000 in the second for up to ₹20,000 and in the third up to ₹50,000
- Interest Subsidy: 7% per annum interest subsidy is offered if paying on time
- Digital Rewards: Test your digital tools and receive ₹100 in your account each month
- No Collateral: Loans in this line do not ask for anything to be pledged as collateral
- Credit Score Building: The program helps street vendors create a credit record
Eligibility
- You must be running your street business outdoors in cities or suburban areas
- Persons having a Vending Certificate or an Identity Card from ULB
- Vendors operating their businesses on or before March 24, 2020, qualify for the scheme’s benefits.
How to Apply
- Either visit the PM SVANidhi website or get guidance from a staff member at your nearest Common Service Centre (CSC)
- Make sure to enter your own information as well as that of the business
- Send in your Aadhaar card bank account details and the vending certificate required
- You can monitor the status of your application through the online portal.
Ayushman Bharat Digital Mission (ABDM)
The Central Government Scheme in 2025 ABDM (Ayushman Bharat Digital Mission) is designed to transform India healthcare system by digitizing all health records Under this scheme every person receives a digital health ID that allows them to securely share their medical information with doctors hospitals and diagnostic centers improving access and efficiency
Benefits
- Digital Health ID: For every citizen Digital Health ID provides a 14 digit number to gain access to health services
- Secure Health Records: Access and send your digital health records safely to your healthcare providers
- Faster Treatment: With electronic records both doctors and patients gain access to data much faster making medical treatment more rapid
- Telemedicine Integration: You can now see a doctor online through telemedicine
- Cost Savings: Less testing means hospitals spend less benefiting both patients and the country
Eligibility
- Any Indian citizen young or old and wealthy or poor is allowed to open an account
- Registration requires every applicant to give their Aadhaar card or other government issued ID
How to Apply
- Go to the official : ABDM site or download the Aarogya Setu app
- You can use your Aadhaar or mobile number to register
- Register for an exclusive health ID and add a password
- Add your personal health history information when you can
Conclusion
Three Central Government Schemes in 2025 that most people do not know about PM Vishwakarma Yojana PM SVANidhi and Ayushman Bharat Digital Mission are truly transforming India These schemes uplift artisans support street vendors, and bring healthcare into the digital age for easier access and better services By using these Central Government Schemes in 2025 you can increase your income manage your finances effectively and protect your health
